LTC

Top up your card with LTC

Top up with Litecoin — older, fast, cheap, well-supported across exchanges. ~5-minute settlement at typical fees, no KYC anywhere in the chain.

All coins
LTC
Ticker
LTC
Settlement speed
~5-10 min (2-3 confirmations)
Network fee
Typically under $0.01
Minimum
$5

Litecoin has been the no-frills crypto-payment workhorse for over a decade. Two-and-a-half-minute block time, single-digit-cents network fee, supported by every major exchange. For a no-KYC virtual card top-up, LTC sits in the sweet spot between Bitcoin's slow finality and the centralisation of stablecoin bridges.

Why Litecoin works well for CryptoTopCard

Three properties matter for a card top-up:

Step by step

  1. In your CryptoTopCard dashboard, click Deposit and pick Litecoin (LTC).
  2. The dashboard returns a Litecoin deposit address (starts with L, M, or ltc1 for SegWit).
  3. Send your LTC. Pay a normal-tier fee — no need to over-pay.
  4. Within ~10 minutes the deposit confirms (3 LTC blocks) and your account balance updates with the requested USD amount.
  5. Issue a card from the dashboard or via the API.

When to pick LTC over the alternatives

Vs Bitcoin (BTC): LTC is 3-4x faster to confirm and 100x cheaper. Pick LTC unless you specifically already hold BTC.

Vs USDT TRC-20: TRC-20 is 5x faster (~20 sec vs ~5 min) and similar cost. If you need the card immediately, USDT TRC-20 wins. If you prefer a price-volatile native coin you already hold, LTC wins.

Vs Monero (XMR): XMR is more private at the chain level but settles in ~20 minutes. LTC is faster but pseudonymous (not anonymous). For threat models that need on-chain privacy, XMR. For everyday speed + cost, LTC.

Frequently asked

Frequently asked questions

Does CryptoTopCard accept SegWit Litecoin (bech32) addresses?

Yes. Our deposit addresses are SegWit (bech32, prefix ltc1). Spending from any address type — legacy, SegWit, or Taproot — works normally.

How many confirmations are required?

3 confirmations (~7-8 minutes at typical block times) before the balance credits.

What if Litecoin fees spike?

LTC fees rarely spike, but if they do, your tx just takes longer to confirm. We credit whenever 3 confirmations land — there's no rejection on slow-paying tx.

Can I use Litecoin MWEB (MimbleWimble)?

Not yet — we accept standard L1 Litecoin only. MWEB withdrawal support is on the roadmap.

Is there a minimum LTC deposit?

$5 equivalent. Below that, the LTC network fee starts to matter relative to the deposit.

Where do I get LTC without KYC?

Atomic swaps (BTC ↔ LTC), Bisq, decentralised exchanges. Or buy on a KYC'd exchange and withdraw — once the LTC is in your self-custody wallet, the chain trail to our address is just a Litecoin transaction.

Top up with LTC now

Pick a BIN above, top up with any of 20 cryptocurrencies, and your card is ready to use the moment the deposit confirms.