Pick the BIN that fits how you spend

How to pick the right BIN

Every BIN above is a real Visa or Mastercard BIN range with full worldwide acceptance. The differences sit in the limits, the tier (Standard, Classic, Platinum, World, Business, Corporate), and how each merchant family treats those signals.

You can issue cards from any combination of BINs simultaneously — up to 20 active cards per account. A common setup runs one Business BIN for ad spend, one Corporate BIN for SaaS, and one Classic for everyday miscellaneous spending.

Quick decision guide

• Advertising — Pick BIN 471938 (Visa Business) or BIN 553184 (Mastercard World) — the two top-tier ad-platform cards.
• Apple Pay & Google Pay — Pick BIN 485291 (Visa Platinum) or BIN 541263 (Mastercard Standard) — both tuned for mobile-wallet provisioning.
• SaaS — Pick BIN 493847 (Visa Corporate) — the corporate tier matches what SaaS providers expect for recurring billing.
• Everyday — Pick BIN 491653 (Visa Classic) or BIN 528410 (Mastercard Prepaid) — sized for online shopping without overshooting.