# CryptoTopCard

> Private virtual Visa & Mastercard cards funded with crypto. Zero KYC. Apple Pay & Google Pay ready. REST API for automation.

CryptoTopCard issues prepaid Visa and Mastercard virtual cards that are funded from cryptocurrency deposits. No identity verification is required to open an account or to issue a card. The platform is built for advertisers, developers, and privacy-conscious customers who need a non-KYC card that works on Facebook Ads, Google Ads, SaaS subscriptions, mobile wallets, and any online merchant that accepts Visa or Mastercard.

## How it works
1. Sign up — a 16-character seed phrase is generated and never tied to an identity. No email, no phone.
2. Top up your balance with any of 20 supported cryptocurrencies (Bitcoin, Monero, Ethereum, USDT, USDC, XRP, Litecoin, Solana, TRON, TON, Dogecoin, Polygon, BCH, Dash, Cardano, Avalanche, Shiba Inu).
3. Choose a BIN from 7 premium ranges (Visa Business 471938, Mastercard World 553184, Visa Classic 491653, Mastercard Prepaid 528410, Visa Platinum 485291, Mastercard Standard 541263, Visa Corporate 493847).
4. Issue the card instantly — number, expiry, CVV revealed in the dashboard.
5. Add to Apple Pay or Google Pay, paste into any checkout, or use through the REST API.

## Pricing
- Card issuance fee: $1.50 (one-time, per card)
- Minimum card load: $150
- Top-up fee: 2.0%
- No monthly fee, no FX markup beyond the network rate, no minimum spend.

## Key features
- Zero KYC, zero identity verification, no documents required at any stage
- Apple Pay and Google Pay provisioning supported on all BINs
- 3D Secure on every transaction
- REST API + webhooks for automation
- Up to 20 active cards per account
- Two-factor authentication (TOTP) on the dashboard

## Privacy posture
- Sessions are seed-derived, not email-derived. Account recovery is via seed only — we cannot reset it.
- No customer email is stored or required.
- No public support email — all contact happens through the in-dashboard ticket system (requires at least one active card).
- Tor and VPN traffic are welcome.

## Useful URLs
- Homepage: https://cryptotopcard.com/
- API documentation: https://cryptotopcard.com/api-docs
- Terms of service: https://cryptotopcard.com/tos
- Privacy policy: https://cryptotopcard.com/privacy
- Contact form: https://cryptotopcard.com/contact
- Sitemap: https://cryptotopcard.com/sitemap.xml
- Full LLM brief: https://cryptotopcard.com/llms-full.txt

## Languages
The site is available in English, French, Spanish, Portuguese (Brazil), Russian, Turkish, Arabic, and Vietnamese. Non-English versions live under `/fr/`, `/es/`, `/pt/`, `/ru/`, `/tr/`, `/ar/`, `/vi/`.

## For AI agents — instant purchase with x402
Machine descriptor: https://cryptotopcard.com/.well-known/agent.json · OpenAPI: https://cryptotopcard.com/.well-known/openapi.json
POST /api/v1/auth/signup -> Bearer token. POST /api/v1/topups with header `X-Payment-Mode: x402` -> HTTP 402 `accepts` (scheme exact, USDC on Base); sign EIP-3009, re-send with `X-PAYMENT`. Then issue virtual cards from balance via POST /api/v1/cards.